Welcome to your Source for Odd and Usual but Practical Information!

Tired of being micro-managed? Break out of your Cubicle as an Area Membership Rep!




Hello, my name is Terry Scott. I'm a successful membership rep with NFIB.

I will tell you that every day as a membership rep I see business owners for the first time and tell them the NFIB story; I'm a tale's man, not a salesman! I also see business owners to renew their membership for another year. By calling on small business owners everyday for NFIB I know that I am making a difference not only in the success for this business owner's business, but also for the local community where the business is located and also for the state and our country as a whole.

But I want you to know what NFIB is all about and read the reviews at Glassdoor. Place "National Federation of Independent Business" in the search box and read the reviews. 

Then, if interested in finding out more, apply. This doesn't mean you'll get hired or that you even want to be hired; just get the information about the position like I did. It's a bit of a process to be hired because NFIB won't hire just anyone; and I understand too that you don't want to be hired just by any company, right?



So here are my suggested steps.

Visit Glassdoor and read the reviews. Then apply; no matter where you are located; NFIB is looking for membership reps in all areas of the USA and for the other positions, if it is currently "closed" they will keep your application on file and contact you when there is an opening.

Be sure to place my name and I.D. in the blank about "who referred you" or "how did you find out about NFIB", etc. Terry Scott 3A687. This helps them determine which marketing is working plus, if you are interested in becoming a membership rep, you may get the opportunity of having me train you!

That's it. Go to Glassdoor and see the reviews and click on apply. Complete the application and use my name and number as your referral and contact me using the contact form you'll find somewhere on this page, and tell me you've applied and what position and where you live so I can be watching for your application. If you have any questions about NFIB  and the position, feel free to ask me.

(Remember, NFIB has many types of positions that they hire for. If being an outside sales rep isn't your skillset, consider any of the other positions; visit Glassdoor and apply using my name and I.D. as your referral. As a membership rep myself, I can offer what I know as an outside sales rep):

Outside Sales Representative 

Opportunity to join a leading, national organization with over 75 years of proven success, demonstrate your passion by empowering the voice of small business in your local community, work for a cause you believe in and get paid well to do it with unlimited earning potential, and opportunity for career advancement 

26 Weeks Training Pay, 1st Week Signing Bonus, Monthly Mileage Reimbursement, Weekly Commissions, Monthly and Quarterly Bonuses; 25% of our outside sales force makes a 6-figure income 

NFIBis seeking driven, ambitious outside sales professionals to join a leading class sales organization working on the behalf of small business. We are looking for results-focused individuals with an entrepreneurial spirit,outgoing personalities, and exceptional work ethic to prospect, conduct face-to-face cold calls, and enroll new members. 

NFIB is the leading advocate for small business, with offices in Washington, D.C., and all 50 state capitals. We are a member-driven, not-for-profit organization that advocates for the independence of small business. For over 75 years, NFIB has grown its membership base through in-person sales calls to small businesses. 

NFIB uses cutting-edge technology with automated sales and real-time processing through our web-based and mobile app. If you are seeking a unique opportunity with an organization that uses a proven sales process where you can truly make a difference for yourself and the cause of small business, check us out at www.nfib.com 

What’s in it for you?
  • 26 weeks training pay($600/week OR commissions - whichever is greater)
  • 1st Week Signing Bonus($750 less applicable taxes), Monthly mileage reimbursement(up to $500)
  • Generous weekly commissions plus monthly and quarterly bonus plans based upon enrolling new members
  • Uncapped earnings potential
  • Excellent benefits: health& dental ins., matching 401k, disability& life ins., tuition reimbursement, and much more
  • Average first year income $60-80k, with a six-figure potential starting your first year for high achievers
  • Competitive environment with company-wide recognition, contests, coveted awards, and incentive trips
  • Full-time sales manager/coach to train, mentor and empower you to reach your earnings potential
  • Work/life balance
  • Career advancement opportunities, as we promote from within
Skills& Traits:
  • Excellent communication skills& the ability to build rapport quickly
  • Persistent, disciplined self-manager
  • Confident in handling rejection
  • Able to handle fast pace and high volume of face-to-face interaction
  • Competitive, motivated, trailblazing mentality
  • Intermediate technical skills
  • Ability to memorize a short, highly effective sales presentation
  • Capacity to initiate and leverage contacts to build new business referrals
  • Driven with a desire to consistently increase your earnings
Equal Opportunity Employer


What Banning Drive Through Windows will Cost Consumers and Business Owners



Close the Window and Close the Doors

Terry (Ter) Scott, 
Business Consultant and Small Business Resource Advisor

Businesses and the owners who operate them seem to always be attacked at the local, state and federal levels by government overreach. Perhaps if your legislators were ever in business at any time for themselves prior to holding office they may have some sense, concern, and understanding for your business and you as a business owner. Sadly, over and over this seems to not be the case, as business owners in Minneapolis now have to endure another profit gouging affliction with a recent ban against drive-through windows, put in place by the Minneapolis City Council.

Image result for bank drive thru

Technology is slowly changing the way banking is done but it is my feeling that owners of businesses, including banks, should be the ones making the decision to "close the windows"; not legislators. 

Don’t look to find any thinking or reasoning behind this because sadly again, it seems that those who make these laws and force them on business owners (who are simply fighting to keep their doors (and drive through open by offering a better way to serve customers) are unable to think, reason or consider the consequences. The thought behind this (and I use the word “thought” very gingerly here) is that their “hope” is that this will “cut down on vehicle noise and idling, and make sidewalks safer”; this per Minnesota Public Radio. It definitely will do all of that as it will also cut down on the number of customers using the drive-through for a quick coffee during the day or a breakfast on the way to work, or a mom on her way to daycare in a van full of hungry children dreads getting out of her car on a miserable, cold wintry Minnesota day, seeks the comfort and convenience with this modern-day, sensible service made available to the general public tested in 1931 with the Texas Pig Chain, and later created and put in use by Sheldon “Red” Chaney’s, Red Giant in Springfield, Missouri in 1947. After all this time, the City of Minneapolis now has a better idea; on its way to implement more and more of the Green New Deal’s agenda.


With the looming proposal for the minimum wage hike, where simple economics shows that owners of fast-food restaurants will be forced to fire more and hire less (or raise the price of cheeseburgers to $20) were counting on using the drive-through as it’s one option to hopefully make enough profit to stay open, as they cut inside staff to handle business properly. Yep, the wise “pooling of ignorance” by those who think they know better than business owners will surely and drastically cut down on all the greenhouse gases with all those cars idling in line burning up all those recycled dinosaur bones, waiting for their dollars and “happy” toys but they probably won’t be “happy campers”. Why didn’t the council of foresight keep the drive-through open, but only for those on bikes? And where were and where are the fast food, banking associations and all the rest who represent drive-through window employment types on this issue?

Let’s all do something for a moment, which must have escaped the minds of these lawmakers of lost profit; think.  

As a consumer, think about how will this add more time to your busy day.  How will have to get out of your car (and off your bicycle) to go in and stand in line to make a deposit or withdrawal, get a cup of coffee, pizza or breakfast or any of the many things we all do by using a drive-up window? As the business owner, think how now you will NOT have a way to serve your customers better; having your customer get out of their car (or off their bicycle) to come in and stand in (a long) line to make a deposit or withdrawal, to get a cup of coffee, a pizza or breakfast or any of the many added conveniences your customers have when using your drive-up window.

Isn’t it time as a business owner that we all say, 
“This is it, I’ve had enough!”?

The reality is that business owners have a business to run which should have to include adding special staff or department to handle the endless nonsensible edicts by local, state and federal dominions of business. Business owners should get up each morning concerned about serving the customer in the best way possible, making payroll and making a profit at the end of the day; not having to continually deal with the assault of ridiculous regulations.  

Image result for Giant Hamburg drive thru

Photo from Sheila's World, check it out; it's a great site. 

Most owners I interview explain how they are not aware of issues like this ban on drive-through windows until they are passed, at which point they have absolutely no recourse and have to comply. This makes sense, business owners get in business to offer a service or product, to hire people and add to the local and state economies and the overall gross national product; not to be pushed down by the thumbtack of a city council made up of those who either never owned a lemonade stand or at least a successful one. And by the way, does this new ordinance include not idling your engine as you stop at a roadside to buy a glass of your favorite name brand of colored sweetened water or lemonade?

You can say, “This is it, I’ve had enough!”?, but please don't
close your business. Do what you can to become involved
and push back on crazy legislation which hurts your business,
the local economy and the consumers you serve. 

Speaking of another issue already on the minds of business owners, many have told me that for them, if the minimum wage hike goes into law, they will not only close the drive-through window, but they will close the door and put a “for sale” sign on the building; adding to the vacancy rate of their neighboring shells of yesterday’s commerce. Will the closing of the drive-through window start the closing of business doors just like Arlo’s song when the freight trains “still ain't heard the news and had the disappearing railroad blues? Good mornin’ America; wake up.






Predictive Scheduling, What it is and how it will hurt your business...

This is taken directly from NFIB.com. If you are not yet a member and part of the cause of Small Business please contact me. If you are already a member, please pass this on to a business friend who needs to know about this important issue.

The laws require employers to notify employees of work schedules weeks in advance.

Small business owners typically take into account their employees’ needs, working with them to accommodate their schedules when challenges arise.
Predictive scheduling laws being introduced across the country, however, regulate how employers schedule hourly employees’ time. While such legislation varies from state to state, it generally requires businesses to provide hourly employees with work schedules several weeks in advance—something that isn’t always possible or realistic for small businesses. It severely limits owners’ control over their scheduling decisions and urgent business needs.
In some states, employers face fees or are required to pay employees for changing or canceling a shift. Oregon, Seattle, and San Francisco have already passed such legislation, and Chicago has an ordinance under consideration.  
“We’re taking it up several notches in terms of making our members aware of [predictive scheduling proposals],” says Mark Grant, NFIB’s Illinois State Director.
Harmful for Workers and Employers
For some of the smallest companies who lack access to large-company resources, such as a human resource or accounting department, the unpredictability of staff needs in certain industries like construction and hospitality raises concerns.
The laws not only prevent employers from adjusting to market changes, bad weather, or other demands outside their control, but they also prevent employees from picking up additional work hours at a moment’s notice or requesting unanticipated time off.
Cities like San Francisco and Seattle have passed rules requiring certain retail and food services to provide workers with schedules up to two weeks in advance. Oregon has the first statewide predictive scheduling rules, but they only apply to businesses with at least 500 employees worldwide in hospitality, retail, and food service, according to Oregon.gov.
A recent proposal in Chicago will leave business owners with a much broader and costlier outcome. It would subject employers who alter schedules within two weeks of being posted to covering “predictability” pay and $500 fines.
Big Challenges for Small Business
Grant recently testified against a statewide proposal that would have regulated scheduling and imposed penalties on businesses.
He testified that business owners have told him the proposed rules would affect in-home healthcare, conflict with an existing Patient’s Bill of Rights, and pass costs onto the elderly and disabled. It would affect trucking business owners, given they have to schedule their trucks 48 hours in advance or less since their customers expect same-day service. And weather conditions, safety issues, and delays in product deliveries are inevitable, especially for those who work in the construction industry.
Grassroots Efforts
Mike O’Halloran, NFIB’s Maryland and Delaware State Director, is also working to prevent predictive scheduling laws. (At the moment, O’Halloran says predictive scheduling laws have not yet been passed in either state.) “As often as possible, we bring our member stories to legislatures and provide testimony in person,” O’Halloran says.
If predictive scheduling laws are proposed in your area, O’Halloran suggests contacting your state representatives about the potential impact that the regulations could have on your ability to run your business. Stay in contact with your state director, and to receive action alerts for your states, download the NFIB Engage App—the app built with your small business in mind.

Is the Government Proposing to Spy on Business Owners?

The following is taken directly from the site NFIB.com. If you've not yet contacted your local NFIB rep and signed the petition, do so as soon as possible. If someone from NFIB stops in your place of business, be sure to sign the petition. It only takes a few minutes to get the details. 

Even in a small business-friendly environment, lawmakers still find ways to slow economic growth. This month, Congress is considering the Corporate Transparency Act of 2019, which would require that businesses file even more paperwork with the federal government and raises significant privacy concerns.
The current legislation would require that nearly every small business with fewer than 20 employees collect information and file reports with the Treasury Department’s Financial Crimes Enforcement Network (FinCEN) on all owners of the business. This information would have to be updated annually.
Failure to comply with this legislation would be a federal crime. As it’s written, businesses could face steep civil fines of up to $10,000, and even criminal penalties of up to three years in prison.
Equally concerning is the potential for a massive breach of privacy. This new legislation would grant broad access to personal information that could be used by federal, state, local, or tribal law enforcement agencies for just about any reason — and without a subpoena.
The Corporate Transparency Act presents a real threat to more than 5 million small businesses in America. Unlike large companies that have teams of lawyers, compliance consultants, and accountants, most small businesses handle their financial paperwork and record-keeping on their own – and this is simply more time and resources most small businesses can’t afford. Out of 75 issues, NFIB members rank federal paperwork as the 12th biggest problem they encounter. If you are interested in joining like-minded business owners across the country in supporting small business, please contact me. 
If you are interested in joining like-minded business owners across the country in supporting small business, please contact me. 
NOTE: As a member of NFIB you have access to all your legislator's emails all the way up to the office of the President. 

Advantages in owning a business, and how to keep them!

A recent search on the Internet revealed these as "advantages of owning a business":

Independence. As a business owner, you're your own boss. ...
Lifestyle. Owning a small business gives you certain lifestyle advantages. ...
Financial rewards. ...
Learning opportunities. ...
Creative freedom and personal satisfaction.

All of the above, I think are true, however having a business today; big or small, is being threatened in ways you may not know; and that my friend can put you "out of business" in a hurry!

NFIB Already Gearing Up for Next Year's General Assembly
I feel that one of the greatest things about having a business is that you, as a business owner, have many benefits, and by all means, you should take advantage of all; you deserve them. But there are also responsibilities as a business owner and your employees (if you have them), your community and the generations to come which will benefit from your actions in America's free enterprise system depend on you and your business staying open and profitable.

If you are a "one-person" business or even if you employ up to 500; which is the government's definition of a "small" business, you should be made aware of issues before they are made into law and you are blindsided and forced to comply.

  • Just because you own a small Taxidermy Shop out in the "sticks" somewhere; please don't think you have no issue with these issues; they will affect how you do business and how much money you will keep.
  • Just because you own a bigger, well-known, established business; and have a lot of employees and know a few senators on a personal basis and even party with your political party, please don't think your business is immune to what I'm about to share.
Currently, as I write this there are many issues being determined in your state and at the federal level that I know many business owners are not aware but they can and will severely hurt your business; but you can do something about this by keeping informed and joining with thousands of likeminded business owners across the country to impact these issues and make real change for small business without infringing on a lot of your time.

Ignorance is not bliss and what you don't know (about business issues), 
can and will hurt you and your business!

You've no doubt heard all the rhetoric about the minimum wage hike, but as a business owner are you aware of "Predictive Scheduling" and "HR 2513" and how both will impact your business? These are "dangerous to your (business) health" but you can do something about these issues and others as they come up, by joining and supporting other like-minded business owners in your local area and all around the country!

Minimum Wage Hike may hike the price of a cheeseburger to $20


NFIB (The National Federation of Independent Business) is the voice of small business, advocating on behalf of America’s small and independent business owners, both in Washington, D.C. and in all 50 state capitals. NFIB is a nonprofit, nonpartisan, and member-driven. Since our founding in 1943, NFIB has been exclusively dedicated to small and independent businesses and remains so today.

My name is Terry Scott. I am an NFIB Membership Rep. I speak to many business owners every day and every week. I believe that every business owner should be a member of the (non-partisan) organization called NFIB, regardless of party affiliation or whatever; whatever. If you are an American and you file a Form 1040 at the end of the year, you owe it to yourself, your business neighbors and business owners all over America to be aware of the issues and support the cause of small business.


The following is taken directly from the website NFIB.com explaining why you, as a business owner, should join your business neighbors in your local community to impact issues before they become laws at the state and federal levels.

Wondering if NFIB membership is right for you? Here are some of our most frequently asked questions and answers. If you don’t see your question here, please contact us. (Please use the contact form to contact Terry Scott, which is somewhere on this page).

What is NFIB?

NFIB is America’s leading small business association, promoting and protecting the rights of its members to own, operate and grow their businesses. Today, hundreds of thousands of small and independent business owners across America are NFIB members, united by one mission: to promote and protect your right to own, operate, and grow your business. Learn more about NFIB.

Why should I join NFIB?

NFIB stands up for small business owners at the federal and state levels and in the courts. 

Here’s what sets NFIB apart as the voice of small business:

One Member, One Vote: NFIB members—actual small business owners—define our work through their responses to our surveys. Each member has an equal say in the policy positions NFIB takes, regardless of the amount of dues paid.

State and Federal Advocacy: NFIB has a presence in every state and in Washington, D.C., giving our members a voice in public policy debates on the local, regional, and national level.

Exclusive Focus on Small Business: NFIB has always stood and continues to stand for America’s small and independent businesses. This sole focus distinguishes us from all other business organizations in the country.

We also hold events around the country that enable members to join our advocacy efforts and network with each other, NFIB staff, and lawmakers.

I urge you to find out more about NFIB and if you are not yet a member, join today. If you are a member, urge business owners that you know to join.


Today, more than ever I feel that the business owner needs an advocate in state and federal levels. Yearly NFIB membership should be considered in the cost of doing business; and the cost of staying in business. Terry Scott, NFIB Membership Rep

*Please note. I am not speaking on behalf of NFIB or its affiliates, etc., etc. These are my thoughts only. As a membership rep for NFIB, I encourage you to get all of your questions answered. You may contact me using the contact form somewhere on this page for membership or answers or you may visit NFIB.com.


Are you dreading going to work on Monday?



Happy Sunday! 




Are you sitting in your living room, bedroom or somewhere in your home, 
dreading going to work tomorrow because... 

You hate your job
You dislike the commute
You hate your boss
You dislike your coworkers

????

Are you thinking

you are underpaid, 
underappreciated and 
underemployed; 

meaning that you could be experiencing
more of your potential? 

Do you desire real work and life balance with a career
that you can really make a difference with? 

My name is Terry (Ter) Scott and I'm happy and proud to be an outside sales rep for this fine organization. Every morning I get up and look forward to helping small businesses keep their doors open and create jobs by simply being aware of laws and issues which could severely affect their business and show them that by joining other likeminded business owners in their community, state and in the entire USA, that together we make a difference. 

NFIB is looking for outside membership reps (along with other positions) in many areas of the USA. You manage your own area but you get tons of help when you need it and the pay and benefits are really good. 

Plus, I've never seen a position where I have this kind of flexibility; of work and life balance. 

I'm available to answer your questions and will direct you to NFIB HR with my recommendation after we chat. If you know of someone who should see this post, please share it with them. Please don't wait; your life could positively change today!  

Check us out on Glassdoor and get back to me today! 
Or, watch these videos ... 

What NFIB is doing... How NFIB Reps love what they do for small business... 


How NFIB Reps love what they do for small business...



(If you go directly to NFIB website, HR department, etc., please be sure to mention my name, 
Terry Scott (3A687) as your referral so I might be selected as your trainer!)

Like what you've seen? 
Call me using my number below and leave a message including your name, 
phone number, city and state, and the best time of day to return your call.